I'm an Adult! I'm Not Apart of Your System. I Don't Need a Credit Card!
I've been told by so many friends, family members and financial gurus about how we all need credit cards in order to get by these days. They say without a credit card we can't get an apartments, a house or other loans. More and more these days decisions seem to be based on your credit score. They say because of that we should get a few credit cards and just be very responsible with them. I respectfully disagree. I believe the system is designed to make you think you need a credit card to survive because they want you to get one and fail. It's a flawed system so I say let's boycott it. First, the whole credit score thing is a made number by the companies who give out credit. It's not even on your credit reports from transunion, experian and Equifax. Yes the score represents useful information such as whether you make payments on time, but all the checks and boxes that show whether you have good credit are designed by the credit card companies themselves. Think t...
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